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What do the latest downgrades mean?

Last Friday, ratings agencies Moody’s and Fitch downgraded SA’s sovereign investment rating by a further notch into junk territory whilst maintaining a negative outlook. By contrast S&P Global Ratings maintained their previous rating which included a stable outlook. The reaction from business, economists and even the government has been stark.  Finance Minister, Tito Mboweni issued

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The 8 key elements of a good financial plan

Everyone's financial plan will differ, not only because we all think and value things differently but also because our needs change throughout our lives. A financial plan is one of...

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Morningstar Market Overview, October 2020

Global equity markets continued to come under pressure in October, weighed down by increasing Covid-19 infections in Europe and the US, with many countries across Europe reintroducing lockdown measures. Markets...

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MTBPS: Plan to make it easier for pension funds to finance infrastructure

The government plans to make it easier for pension funds to invest more in infrastructure projects, potentially unlocking billions of rand of additional funding to boost economic development. Finance Minister...

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National Wills Week

 This week marks “National Wills Week”. For all practical purposes this should serve as a reminder that those who do not have a Will should really think about having one...

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Retirees: over-exposure to cash-like investments risks disappointment

The expected returns from cash, near cash and income funds will be significantly lower for the foreseeable future. Retired investors who rely on drawing an income from their investment portfolio...

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Spring clean your finances – easy steps to get you started

In South Africa, 1 September is known as Spring Day, signalling the approaching change in season from winter to summer. This time of year is known to act as a trigger...

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Gold – a safe haven, or too hot to handle?

Financial market moves in 2020 can best be described with one word – unprecedented. Equity markets experienced one of the sharpest and speediest declines in the first quarter of 2020, only to recover...

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Investing globally – What can we expect from the next decade

At Morningstar, we follow a valuation-driven investment approach, which means we invest in assets we find attractively priced and avoid those areas we believe are overvalued. We are positioned to...

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